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Personal Loans in India: Where the Money Goes! As of May 30, 2025, here's how India’s ₹60 lakh crore+ in personal loans is split: Housing dominates with ₹30.4 lakh crore (50.1%) Other Personal Loans: ₹15.3 lakh crore (25.3%) Vehicle Loans: ₹6.4 l

Navi has built a personal loan book size exceeding ₹10,439 crore and has an Asset Under Management (AUM) of ₹11,725 crore. The company charges interest rates as high as 45% on loans. For home loans, it's reported that they require full access to pers

How does RBI earn money ? & why the RBI is more of a banker than a regulator. Last year, the RBI transferred over ₹87,000 Crore to the government, and it's expected to surpass ₹1,00,000 Crore in FY 2025. But how does the RBI generate this enormous

India’s Gold Loan Market: A Glittering Opportunity The Sparkling Growth: Bajaj Finserv Ltd., a diversified NBFC, predicts India’s gold loan market—valued at $55.52 billion in 2022—will soar to $124.45 billion by 2029. A 12.22% annual growth fuels t

BharatPe announced today that its subsidiary, Resilient Payments Private Limited, has received final approval from the Reserve Bank of India (RBI) to operate as an online payment aggregator (PA). With this approval, the company stated that it is now

How did an 18-year-old do what billionaires couldn’t even do in 100 years? He had no IIT tag. No godfather in business. Just relentless curiosity and courage to solve a real-world problem. This is the story of OYO founder Ritesh Agarwal. Born in

In December, I wrote an open letter on LinkedIn to our new RBI Governor, Sanjay Malhotra. And, this post is to thank him - Genuine praiseworthy action ❤️ .. My open letter was penned just a day after Sanjay Sir took over as RBI Governor. - And, m

📉Loans to get cheaper? 🏦RBI cuts the repo rate for the first time in nearly 5 years to boost the economy. Repo Rate cut by 25bps to 6.25% 📜What is repo rate? --> It is the interest rate at which the central bank lends money to commercial ban

The 2008 financial crisis - During the late 1990s, America was getting a huge inflow of foreign funds from Russia and many Asian countries. American banks naturally didn't want the money just lying around earning no interest, so they made it easier