Founder & CEO at Bui...ย โขย 6m
How does RBI earn money ? & why the RBI is more of a banker than a regulator. Last year, the RBI transferred over โน87,000 Crore to the government, and it's expected to surpass โน1,00,000 Crore in FY 2025. But how does the RBI generate this enormous revenue? Itโs all about understanding smart financial strategies, something the RBI excels at. In 2023, the RBIโs main source of income was interest, earning a staggering โน1.4 Lakh Crore. Hereโs how it works: - When the government needs money, it raises funds by issuing bondsโessentially loans from the public. - The RBI acts as a middleman, facilitating the sale of these bonds and even buying/selling them in bulk to manage inflation and money supply. - While holding these bonds, the RBI earns interest. Thatโs not all. The RBI also earns interest from its forex reserves, currently valued at $704 Billion Dollars. The RBI also profits from buying and selling foreign currencies, capitalizing on price differences, if any, to generate additional income. Takeaway : Whether you're running a central bank, a business, or a startup, the lesson is clear, smart financial planning is the key to long-term success. Want more actionable insights on business, startups, and growth? Subscribe to my newsletter through the link in the comments!
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ZeroBizzย โขย 1m
๐กHow Do Banks Really Work? Here's a Simple Visual Guide! ๐ฆ 1๏ธโฃ Banks take deposits from customers at ~4% interest. 2๏ธโฃ They lend that money to borrowers at ~10% interest. ๐ฐ The 6% spread is their profit. ๐ Key Banking Terms You Should Know:
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Have studied about Monetary Policy in short and it's effect. The monetary policy is a tool through which the Reserve Bank of India (RBI) controls the money supply by controlling the interest rates. RBI is Indiaโs central bank. While setting the int
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Day 3 About Basic Finance Concepts Here's Some New Concepts 4. Investment Stocks: Shares in a company that give investors ownership rights and potential dividends. Bonds: Debt securities where investors loan money to companies or governments in re
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Many traders and investors often overlook fixed income instruments, but having a portion of the portfolio in debt is essential for stability. Buying bonds in India is very easy, yet people do not give much consideration to bonds or debt mutual funds.
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ZeroBizzย โขย 1d
Personal Loans in India: Where the Money Goes! As of May 30, 2025, here's how Indiaโs โน60 lakh crore+ in personal loans is split: Housing dominates with โน30.4 lakh crore (50.1%) Other Personal Loans: โน15.3 lakh crore (25.3%) Vehicle Loans: โน6.4 l
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In a significant move to bolster its financial position and support future growth, Bank of Baroda (BoB), one of India's largest public sector banks, has announced plans to raise substantial capital through debt instruments and long-term bonds. The ba
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Navi has built a personal loan book size exceeding โน10,439 crore and has an Asset Under Management (AUM) of โน11,725 crore. The company charges interest rates as high as 45% on loans. For home loans, it's reported that they require full access to pers
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