Tech guy with a busi... • 12h
RBI Hints at a Rate Cut: RBI Governor Sanjay Malhotra says there’s room to cut the repo rate as inflation cools and the data lines up. Many expect a 25 bps cut in December. Let’s break down what this actually means on the ground. Lending and Banking: Upside • EMIs on home, auto, and business loans can soften • Banks get more room to push credit into the economy Downside • FD and savings rates may slip • Bank margins can get squeezed Consumers and Businesses: Upside • Spending picks up, helping real estate, autos, and retail • MSMEs get cheaper capital to expand Downside • Conservative investors earn less and often move toward riskier assets • A softer rupee can make imports pricier, nudging inflation back up Markets and Currency: Upside • Equities usually like lower rates, especially banks and consumption plays • Liquidity lifts growth sentiment Downside • Rupee volatility can rise • Too much easy money risks bubbles A rate cut sounds technical, but it shapes everything from how much we pay on loans to how businesses invest. That’s why every MPC signal matters.
Pursuing CMA. Talks... • 9m
The Reserve Bank of India (RBI) reduced the repo rate by 25 basis points to 6.25%, the first rate cut in nearly five years. What is the repo rate? It’s the rate at which the RBI lends money to commercial banks. A lower repo rate means cheaper loans
See MoreFounder And CEO Of F... • 1y
"RBI Expected to Cut Repo Rate by 25 Basis Points to 6.25% in December Amid Concerns Over Volatile Food Prices" "RBI Likely to Cut Key Policy Rate by 25 Basis Points to 6.25% in December as Inflation Expected to Ease, Aiming to Boost Economic Growth
See MoreFounder - Burn Inves... • 5m
While central banks across the globe are still holding back on cutting rates the RBI is in a position where it could go ahead and make another rate cut if it really wanted to. I won’t dive into all the technical details but honestly India is in a fan
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Front end developmen... • 10m
Indian household debt has skyrocketed, reaching Rs 120 trillion in March 2024, a 56% increase since June 2021. This has pushed the debt-to-GDP ratio to 42.9%, raising concerns about consumer spending. With housing loans comprising 30% and vehicle
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