Back

Google Pay now charges 0.5% to 1% (plus GST) for bill payments made via credit and debit cards, while UPI bank transfers remain free. Competitors like PhonePe and Paytm also charge similar fees. Fintech firms face high UPI processing costs, totaling

Do you know that according to industry estimates, processing UPI transactions costs stakeholders approximately 0.25% of the transaction value. In FY24 alone, these costs amounted to nearly Rs 12,000 crore, with Rs 4,000 crore incurred for transactio

Hi, I am Midhun Sai Pondhuru and I’m excited to share an innovative UPI feature concept: Smart Pockets: A feature to divide a single account’s balance into purpose-driven virtual pockets directly within a UPI app. Key Features: -Create and name Sm

A few days ago, Flipkart introduced its new UPI service, Supermoney. ⏮️The interesting part: Let's go back a few years - Dec, 2015: 3 former Flipkart exec's start PhonePe. Apr, 2016: Flipkart acquires PhonePe for $20 M. Aug, 2018: Walmart acquires

UPI on Credit? PhonePe’s Boldest Bet Yet In partnership with HDFC Bank and NPCI, the card is powered by Rupay and allows UPI payments through credit. NPCI had enabled this back in 2022, but PhonePe had to wait almost ten months to get RBI approval.

PhonePe/Gpay revenue Model :- Someone anonymously asked about revenue model of these two so let's break it down for him and for everyone else who is interested in it and is not aware of. I am assuming you are already familiar with such UPI platfor

Paytm Q1FY26 results shows a massive growth in its earnings: • Revenue: ₹1,918 Cr -> up 28% YoY (₹1,501 Cr last year) • Net Profit: From ₹(840) Cr loss to ₹123 Cr profit [+963 Cr - a massive swing] • Total Expenses: ₹2,016 Cr ->18.6% down (₹2,476 Cr

Solar thermal technology harnesses sunlight to generate heat, making it a sustainable solution for industrial process heating in India. As industries account for nearly 25% of the country’s energy consumption, transitioning to solar thermal systems c

Days ago I posted this viral theory on how UPI going down thrice in a week - 26 & 31 March and 2 April - was most likely a staged drama! 🙏🙏 Following a kind update from supergood NPCI folks about how technical failures caused the outages, I decide

Remember Fampay? That struggling fintech startup made for teens. That startup has finally turned profitable, reporting a profit before tax of ₹10-12 crore with about ₹100 crore revenue (Entrackr reported). And it's really a big deal considering the