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Here are the major points or key components of financial literacy: 1. Earn: Understanding your paycheck and knowing how much money you make . 2. Spend: Creating a personal budget and tracking your spending . 3. Save and Invest: Determining your fi

Today's Topic : Buy Now Pay Later Services Do You think BNPL Service will big ? E.g : Simpl,Lazypay etc. •Buy Now, Pay Later (BNPL) services are popular for splitting purchases into smaller, interest-free installments. •BNPL services are targeting

India’s low sovereign credit ratings—assigned by Moody’s, S&P and Fitch—raise borrowing costs because lower ratings make investors demand higher yields on government bonds, increasing interest expenses for government, businesses and consumers and ris

Diljit Dosanjh just dropped the biggest & smartest collab of this year, and its not what you think. On 10th September tickets for his Dil-luminati tour went live and in just 15 minutes over 1 lakh tickets got sold. But here is the twist people who

Understanding Debt Financing: A Crucial Funding Option Hey everyone! Today, let’s dive into debt financing, a vital funding method for startups. Unlike equity funding, where you give up ownership, debt financing involves borrowing money that you’ll

I’m trying to understand how land owners think about money that’s tied up in property. I’m not selling anything and I’m not here with a proposal — I’m just learning from real owners. If you suddenly needed around ₹2–3 crore for something important,

Hey guys! Just had a realization about how credit really works, and I think it's something every aspiring entrepreneur should know! So, I’m about to dive into my CA studies, and while doing some pre-study research, I came across some pretty crazy in

The Great Depression (1929-1939) The Great Depression (1929-1939) was a severe global economic crisis starting with the U.S. stock market crash on October 29, 1929, known as Black Tuesday. Over-speculation (risky investments) and excessive borrowing

Le’Udhaar (Bindaas De Udhaar) is a fintech infrastructure startup building repayment and trust rails for India’s informal credit economy. This is not a lending app — it sits behind lending. India doesn’t have a credit problem. It has a trust + repay