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Sairaj Kadam

Entrepreneurย โ€ขย 5m

Hey guys! Just had a realization about how credit really works, and I think it's something every aspiring entrepreneur should know! So, Iโ€™m about to dive into my CA studies, and while doing some pre-study research, I came across some pretty crazy insights about credit. Hereโ€™s the big takeaway: credit isnโ€™t just for taking loans or paying bills โ€“ itโ€™s actually a powerful tool you can leverage in all kinds of ways, like launching businesses, making big investments, and scaling up projects. Think about this: when Elon Musk bought Twitter, do you think he used only his own cash? Nope! He built his portfolio, showed proof of assets, and used credit to fund a massive acquisition. Thatโ€™s how top players move. And yes, itโ€™s risky โ€“ but with the right knowledge and a strong gut, itโ€™s a game-changer. Now, hereโ€™s what Iโ€™m learning about using credit effectively: 1. Know Where Youโ€™ll Invest โ€“ Before you take any loan, be clear on where youโ€™re putting that money and the potential returns. Every decision should have a strategy behind it. 2. Choose Your Lender Wisely โ€“ Whether itโ€™s a bank or other sources, find out whoโ€™s offering you the best deal. Consider factors like interest rates, repayment terms, and flexibility. 3. Set the Right Time Frame โ€“ Time is everything. If youโ€™re borrowing, make sure youโ€™re prepared to pay it back within the terms, regardless of cash flow. The lender doesnโ€™t care if your plan works out or not โ€“ they just want their money back on time. If youโ€™re driven, informed, and a bit bold, using credit can be a smart way to fuel your goals. Just remember, the more prepared you are, the better you can handle the risks involved. Let me know what you think โ€“ is this a strategy youโ€™d be open to trying? Drop a comment below! Donโ€™t judge me for just including all of this in very small words or sentences. I just framed it in a condensed way. If you want to see this in more detail, let me know.

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