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Stealth • 5m

Here are the major points or key components of financial literacy: 1. Earn: Understanding your paycheck and knowing how much money you make . 2. Spend: Creating a personal budget and tracking your spending . 3. Save and Invest: Determining your financial goals and growing money for future needs . 4. Borrow: Understanding credit cards, loans, your credit score, and the cost of borrowing . 5. Protect: Preventing fraud and buying insurance to protect against unforeseen events .

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