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Today's term of the day: Credit Credit is a kind of loan handed out by financial institutions to businesses and individuals. You can think of it as the ability you have to borrow resources from a lender to pay at a later date, with interest for usin

Here are the major points or key components of financial literacy: 1. Earn: Understanding your paycheck and knowing how much money you make . 2. Spend: Creating a personal budget and tracking your spending . 3. Save and Invest: Determining your fi

‼️ A $486-Billion Global Scam ? In 2023, financial fraud reached $485.6 billion, nearly matching Singapore’s GDP. Payments fraud, driven by tactics like banking trojans, makes up 80% of these losses. Credit card fraud adds another $28.6 billion.

🚨 Critical Alert: Ransomware Attack on Ardent Health Services 🚨 In November 2023, Ardent Health Services fell victim to a ransomware attack, forcing the healthcare provider to take its network offline to contain the damage. This led to operational

Want to become an entrepreneur? Traditionally startup success has been linked more to external factors like the industry you're building in, the economic landscape etc. But what about internal factors? Previous experiences, network connections, a

Why Private Funding is a Tougher Nut to Crack Than a Bank Loan Often, private funding proves harder to get than a traditional bank loan. Banks are risk-averse and highly regulated, relying on excellent credit, established history, and collateral. Thi

🚀 Empowering India's Innovators: DPIIT's Enhanced Credit Guarantee Scheme In a significant move to bolster India's startup ecosystem, the Department for Promotion of Industry and Internal Trade (DPIIT) has announced pivotal enhancements to the Cred

Zepto’s ‘Swap & Save’: Smart Move or Slippery Slope? Zepto is testing Swap & Save, a feature that suggests cheaper alternatives to items in your cart. Good for customers? Maybe. But for D2C brands, it’s a real concern. When a shopper chooses a prod

Higher education should be a right, not a privilege—and that is exactly what the Jharkhand Guruji Credit Card Scheme stands for. Introduced in 2024, this scheme is designed to financially support students from Jharkhand who aspire to study in top col

He is the real Sharma ji ka beta. IIT. ISB. McKinsey. VC. And a Business worth ₹42,000 Cr whose name you don't even know. His story is worth reading. 1️⃣ The First Steps Asish Mohapatra is a gifted man. He attended IIT-Kh, ISB, then went to McKinsey