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Giggity

Stealth • 3m

getting a credit card in india is really tough even when you have a good salary you won't get a credit card because of no credit score don't you think this is a hurdle

4 replies3 likes

Replies (4)

Anonymous 3

Stealth • 3m

Well just think about it tho. Not having a credit score means higher risks for financial institutions too and they need to protect themselves also na. So... guess there's no point in bickering and being the victim all the time.

1 replies

Anonymous 2

Stealth • 3m

Yes, it is soooo frustrating. A lack of credit history results in so many denials, even I didn't get approved for a car loan although I have steady income.

0 replies

Anonymous 1

Stealth • 3m

It’s like being asked for a job experience as a fresher when you’ve never had a job lol

0 replies

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Ronak Patel

Stealth • 7m

Is credit card really useful?

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Giggity

Stealth • 6m

How much salary do i need to get if I wanted a credit card from HDFC Bank?

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Giggity

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How much salary do i need to get if I wanted a credit card in HDFC Bank

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I have no civil score I want to get credit card and lone how can I get it

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Best credit card according to you is?

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Adding UPI to credit card is the ultra pro max definition of making one more poor. Would you take upi enabled credit card ?

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Praveen Kumar

Stealth • 3m

hii , At the age of 19 I have unfortunately taken a loan for my friend in mpocket and the loan was never paid.I have neglected that time because I don't have money .Now I am salaried with 5.2 lpa but I have less credit scores , so no credit card are

2 replies4 likes

AjayEdupuganti

Stealth • 8m

Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

3 replies2 likes