hii , At the age of 19 I have unfortunately taken a loan for my friend in mpocket and the loan was never paid.I have neglected that time because I don't have money .Now I am salaried with 5.2 lpa but I have less credit scores , so no credit card are issued to me.Suggest a best solution? loan amount 3000 repayment 8000 can I go for settlement or repayment or leave the loan Also my cibil score is 729 and no open accounts but Experian score 491 it is showing open accounts with late payments. if then how to increase credit score and my mpocket loan issue suggest solution. Also best credit card suggestion by doing an FD ?
Download the medial app to read full posts, comements and news.