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Vivek Joshi
Director & CEO @ Exc... • 11h
Why Private Funding is a Tougher Nut to Crack Than a Bank Loan Often, private funding proves harder to get than a traditional bank loan. Banks are risk-averse and highly regulated, relying on excellent credit, established history, and collateral. This makes their processes rigid but predictable. Private lenders, however, tolerate higher risks for potentially higher returns. They're less regulated, offering flexibility but demanding more thorough due diligence from borrowers. While banks focus on numbers, private investors delve into your "story." This means a compelling business plan, strong team, market potential, or unique personal assets &income plans. They seek innovative ideas and significant growth. Private funding often entails equity or profit-sharing, not just debt. You're giving up a piece of your future. Lastly, private funding heavily relies on networking and connections – building relationships and pitching your vision, rather than just filling out forms.
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