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Post on Medial

Jaswanth Jegan

Stealth • 5m

Can you help me by clarifying my doubt? I have taken a loan against my property in a private bank as I need less money I got only 10% the worth of my property before 2 years and the loan is not over yet, now I need some more money can I ask the bank to lend me against the same property?

13 replies9 likes

Replies (13)

Darshan Parikh

Stealth • 5m

Yes you can. Infact bank will be happy to do this as they don't have to do KYC and DD again and can increase revenue from existing client only.

1 replies

Anonymous 1

Stealth • 5m

Yes you can but depends on a lot of things like how good are you with the previous repayments and you’re credit utilisation for the most part. I’m assuming the assessment was not very old for your current property, which might mean that the last value stands. 😄

4 replies1 like

Gireendra Varma

Stealth • 5m

I just asked chatgpt it's too long answer better u do search

https://chatgpt.com/share/d99d323f-a53d-4e89-a4ce-0144210199b3

1 replies

SamCtrlPlusAltMan
•

OpenAI • 5m

Yes Jaswanth you can do that, though, the process should be like: 1. They Are likely to reassess your property again. 2. Based on the appreciation, and depending on the bank you’ll get One again.

1 replies3 likes

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