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Indian household debt has skyrocketed, reaching Rs 120 trillion in March 2024, a 56% increase since June 2021. This has pushed the debt-to-GDP ratio to 42.9%, raising concerns about consumer spending. With housing loans comprising 30% and vehicle

Understanding Debt Financing: A Crucial Funding Option Hey everyone! Today, let’s dive into debt financing, a vital funding method for startups. Unlike equity funding, where you give up ownership, debt financing involves borrowing money that you’ll

Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

What if we have just an expense tracker that can track our credit card expenses. App will have 1. Multiple Banks Credit card Information 2. Max Limit and Available Limit Info 3. Transaction History 4. Statement Generation Date 5. Last Bill payed date

Navi Finserv Ordered to Cease Loan Disbursement by RBI 🚨 In a recent development, Navi Finserv, the NBFC arm of Sachin Bansal’s Navi Technologies, has been ordered by the Reserve Bank of India to cease and desist from sanctioning and disbursing loa

why indian Startups are opting for Debt financing? 1. Preserving equity: Debt financing allows startups to raise capital without diluting their equity and ownership. This is important for founders who want to maintain control of their company. 2

The global startup credit market is rapidly evolving beyond traditional VC. In Q4 2024, VC funding hit $120B (4,000 deals), with AI leading. Venture debt surged 46% to $83.4B, now 20–30% of total VC in US/Europe, offering non-dilutive capital for CAP

Indian Government Expands Credit Guarantee Scheme for Startups The Indian government has doubled the Credit Guarantee Scheme for Startups, increasing the maximum loan cover from ₹10 crore to ₹20 crore. This will help startups access more capital and

Credit Card Will make you Poor‼️ Even though you are meeting all protocols, you are using it stupidly, although if you have 800+ credit score Reasons: 1️⃣ Invisible Money Heist: When you swipe that card, your wallet doesn't get lighter. You don't

Finance Tips - 101 - Disable Tap 2 Pay on your new wireless cards unless you have a RFID protected wallet - UPI payments are a trap especially if you link it to your Credit Card (Easy money/payments = over spending) - Never use quick money dispersin