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Finance Tips - 101 - Disable Tap 2 Pay on your new wireless cards unless you have a RFID protected wallet - UPI payments are a trap especially if you link it to your Credit Card (Easy money/payments = over spending) - Never use quick money dispersing loan apps (Most of them are a scam) - If using No cost EMI for your purchases make sure to have the full amount of the product already available on standby in a saving account - Pay off your loans/debts before investing as all investments have some sort of fees/holding period before withdrawl and the interest gained through investments can be less in comparison to the high interest payed by you for your debts. - Always keep a track of your income / expenses and always make a monthly budget to ensure that you don’t over spend. - Always make a list of your purchases and try to order stuff online or order on phone to your local store rather than visiting the outlets so that you don’t buying unnecessary things ^ Some tips that I follow 🙂