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Indian household debt has skyrocketed, reaching Rs 120 trillion in March 2024, a 56% increase since June 2021. This has pushed the debt-to-GDP ratio to 42.9%, raising concerns about consumer spending. With housing loans comprising 30% and vehicle

Have you read the book "Rich Dad, Poor Dad" written by "Robert Kiyosaki" . he is a genius. He admitted to having more than $1.2 billion in debt 🤯. you might have watched his yt Shorts claiming that. He views this debt as a strategic move and a par

Key Financial Considerations for Medical Professionals 1 . Debt Management: Strategize student loan repayment, credit cards, and personal loans. 2. Retirement Planning: Maximize tax-advantaged accounts (401(k), IRA). 3. Investments: Diversify portfol

The RBI is increasingly cracking down on unsecured lending. The NPAs (Non-Performing Assets) of unsecured loans are also increasing rapidly. Companies that used to provide loans against salaries are now changing their business models. The NPAs of MSM

Decline in India's Household Savings Net household savings in India declined to a 47-year low of 5.1% of gross domestic product in FY23, compared to 7.2% in the previous year. The finance ministry attributes this to changing consumer preferences for

How to save Taxes!!! iykiyk -- Part 1. Taking Debt/Loan as funds is best way eliminate taxes than raising Equity shares. as Debt is charged against profits and interest is deducted before imposing tax rate. Also, Be sure that the ROI is higher tha

Let's decode one pattern : • Companies were backed by Softbank such as OYO, OLA Electric and FirstCry are continuously filing for IPO but some IPO's approved or some failed for IPO. • Startups backed by Softbank such as OLA Electric and OYO are ra

why indian Startups are opting for Debt financing? 1. Preserving equity: Debt financing allows startups to raise capital without diluting their equity and ownership. This is important for founders who want to maintain control of their company. 2

Debt to GDP Ratio of Indian States. Arunachal Pradesh, Punjab, Nagaland, Manipur have the Debt to GDP Ratio whereas Odisha, Gujarat, Maharashtra and Karnataka have the lowest Debt to GDP Ratio. Freebies in Poll Promises by Political Parties is the

I have made some analysis on Recent trends and hope you guys like it 🤩 🚀 💯 • In 2024, most startups are focusing on profits because they are aiming for an initial public offering (IPO). The winter funding round hit startups very badly, and there