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Rohan Saha

Stealth • 17d

The RBI is increasingly cracking down on unsecured lending. The NPAs (Non-Performing Assets) of unsecured loans are also increasing rapidly. Companies that used to provide loans against salaries are now changing their business models. The NPAs of MSME (Micro, Small, and Medium Enterprises) loans are also at an all-time high. This is a very concerning issue for banking and especially for fintech.

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