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Navi Finserv Ordered to Cease Loan Disbursement by RBI 🚨 In a recent development, Navi Finserv, the NBFC arm of Sachin Bansal’s Navi Technologies, has been ordered by the Reserve Bank of India to cease and desist from sanctioning and disbursing loa

i have idea of creating an online platform that connects lenders directly with borrowers is similar to peer-to-peer lending (P2P lending). P2P lending has become popular in recent years as an alternative to traditional banking and NBFC loans. To mak

We reached out to many P2P platforms from January to July this year regarding their incorrect business models where they were not following P2P lending rules. They kept telling us that they were not doing anything wrong and were operating according t

#RBI has now allowed to keep #silver as collateral for loans. Good for overall economy as the metals which are lying idle can create new credit. But should you pledge your #gold and #silver to take a loan? I wouldn't do so.

Fusion Finance is going through a really tough time right now. This is the fourth straight quarter they’ve reported a net loss in their profit and loss statement. Their NPAs have gone up significantly. The company really needs to clear out its bad lo

How does RBI earn money ? & why the RBI is more of a banker than a regulator. Last year, the RBI transferred over ₹87,000 Crore to the government, and it's expected to surpass ₹1,00,000 Crore in FY 2025. But how does the RBI generate this enormous

Currently, there are over 12 lakh self-help groups (SHGs) in Bengal, the highest among all states in India. Among these, nearly 11 lakh groups have been assured financial assistance of ₹30,000 crore by the state government in the current fiscal year

Adani's super app, Adani One, has begun pilots with digital lending firms and non-banking financial companies (NBFCs) - personal loans ranging from Rs 1,000 to Rs 5 lakh. The company has finalized an arrangement with KrazyBee Services, the NBFC arm

how about starting a BNPL app in India ? what are the Challengers, RBI regulations and BNPL market scope in India also BNPL competition? write your suggestion as comments.