[PART -1 ]UPI is set to phase out debit card, and we will be here witnessing it :- - UPI is to introduce a new feature "UPI Circle" that allows users to delegate payment authority to family members or friends. So it basically enables primary account holder to allow others like children or elderly parents or trusted folks to make transactions using the primary UPI-linked account without needing to share physical debit cards. - UPI is also allowing cardless ATM withdrawals, meaning we can pull out cash from an ATM just by scanning a QR code on the machine with our UPI app, without needing a card or PIN. This makes ATMs cheaper to operate. This might be the most convenient era for users , what are your thoughts on this ?
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