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Harsh Tiwari

Stealth • 9m

I have a business plan which will definitely change the whole home loan, loan company sector in India for the people who are paying more interest on thier loans just because they have low income or low cibil score. While people earning more who don

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Amil Naushad

Stealth • 9m

Interesting! What are you planning to do to solve this? To give out home loans to people who've low CIBIL score at lower rates of interest? Won't that be a little too risky? The loan recovery rates will be lower which is not good for any lending plat

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Harsh Tiwari

Stealth • 9m

Giving the loans at higher rates to ensure our money back and return the money at the closure of the loan which was taken above our minimum rates so that the effective rates for them will be same as of the loan at lower rates. So effective rate will

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Orly Dias

Stealth • 9m

Time value of money comes into play here. Home loans are longer term 10, 20 year commitments. At the end of the term will you be paying out the money in lumpsum and at what interest rate? You would have collected at a lower interest rate and returnin

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Harsh Tiwari

Stealth • 9m

Time value of money should be be taken into consideration for sure , but we can also provide back the money with giving them interest rates of saving account that ranges between 2-3% max, so it will be basically 2 components in the emi , 1 will be th

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Orly Dias

Stealth • 9m

Or you can waive off the last one or two emis based on your formula. But having said that, what will be your moat? And how do you intend to start lending money, from where will you source the capital? This will be a huge investment and also tightly regulatory controlled

1 replies1 like
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Stealth • 8m

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Anonymous

Stealth • 2m

an app where you can pay in emis for chemo medicines / or CT scans /blood tests ...etc? let me know what you think about this idea

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Rohith Karuturi

Stealth • 1m

"We’re building an online lending platform to make borrowing fair and easy for everyone in India. If you've faced high-interest rates or confusing loan terms, we’re here to offer a better way. Our goal is to make borrowing money clear, stress-free, a

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Anonymous

Stealth • 2m

I guys I am planning to create yet another UPI platform with monthly expense tracker. Imagine a UPI app that not only handles your payments but also helps you stay in control of your spending! This app will automatically track your monthly expenses,

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Sambhav Gupta

Stealth • 7m

A question for you: BUSINESS or JOB? which will you choose and why?

1 replies4 likes
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Anonymous

Stealth • 8m

How can you say that the product or idea will sell?

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Sajin

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Foundation • 1m

Will you use Jio/Airtel/Vi or Elon Musk's StarLink? Why?

3 replies2 likes
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Manveer Singh

Stealth • 7m

YOU HAVE TO READ THIS what do you guys think about traditionl businessmen and businesses like proper baniya dhanda Do you think they will ever change or remain same Let's say a gold retailer Will he ever change? Or will customer Other examples co

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Rohan Saha

Stealth • 1m

We reached out to many P2P platforms from January to July this year regarding their incorrect business models where they were not following P2P lending rules. They kept telling us that they were not doing anything wrong and were operating according t

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Boyella Pavan Kumar Reddy

Stealth • 8m

If you have an idea how many months or years to convert into great product or service will you build completely according to your idea or changing while execution phase

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