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Harsh Tiwari

Hey I am on Medial • 1y

I have a business plan which will definitely change the whole home loan, loan company sector in India for the people who are paying more interest on thier loans just because they have low income or low cibil score. While people earning more who don't even need loan are getting financed easily at low interest rates. I don't know how to start but I'll definitely do it by end of 2030. Also the loan sector will be at boom for atleast a decade. Big companies will surely launch a product of thier own similar to this, but but but here is the actual game how will they justify to thier existing customers and past customers for the extra 10-15% they charged from them? If any co-founder Or vc Or any mba grad who can come along with me want to be a part of it or want to share some advices/criticism , they are most welcome.

35 replies13 likes

Replies (35)

Amil Naushad

18 | Startups | Fina... • 1y

Interesting! What are you planning to do to solve this? To give out home loans to people who've low CIBIL score at lower rates of interest? Won't that be a little too risky? The loan recovery rates will be lower which is not good for any lending platform I believe.

1 replies4 likes

Anonymous 1

Hey I am on Medial • 1y

Lending is growing and will be huge. The only problem is that to build and scale this you need a lot of credibility in the market.

1 replies2 likes

Sainitish Medishetti

ML Research Intern @... • 1y

there are already like 3-4 unicorns lending space

1 replies1 like

Chaitanya Singhal

AI will give jobs • 1y

Isn't this whatbslice is solving right now for personal and emergency loans and for MSME'S the government has already launched Open Credit Eligibility Program (OCEN) solving this problem. So I dont need for another player in this sector

1 replies1 like

Kaivalya Satpute

Looking forward to c... • 1y

Dm me I'll share u my thoughts and some other stuff regarding and I can see that the company's future

1 replies1 like

Anonymous 2

Hey I am on Medial • 1y

Although the idea is great. This market is tightly controlled by RBI. As in the past one circular can end your business model completely

1 replies1 like

Anonymous 3

Hey I am on Medial • 1y

So exactly what cibil score does

1 replies

Aditya Chourasia

Undergrad at Guru Gh... • 1y

Well you should study something about what we say " Credit score"

1 replies

Abhinav Amarapuram

Life's an adventure,... • 1y

Your business plan to revolutionize the home loan sector in India by addressing interest rate disparities is in huge demand

0 replies1 like

derek almeida

Founder ,Ceo , Entre... • 1y

Hit me up at derekalmeida3@gmail.com

0 replies1 like

Jyoti Kanungo

Hey I am on Medial • 3m

u can start with me.You can give me a loan of 10 lacs for 4 months.For stock trading.Free access to platform and repayment A/c in your exclusive control.Money is safe and you can find out whether your proposal is feasible

0 replies

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