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VIJAY PANJWANI

Learning is a key to...ย โ€ขย 1d

Indiaโ€™s Safest Government Investment Schemes โ€“ 2026 ๐Ÿ‡ฎ๐Ÿ‡ณ Confused between FRSB, NPS, NSC, SCSS & SSY? Hereโ€™s a smart breakdown to help you choose the right one based on your goal. ๐Ÿ‘‡ โœ… RBI Floating Rate Savings Bond (FRSB) โ€“ 8.05% p.a. โœ” 100% Sovereign Guarantee โœ” Best for conservative investors โœ” Semi-annual payout โœ… National Pension System (NPS) โœ” Highest long-term potential โœ” Extra โ‚น50,000 tax benefit under 80CCD(1B) โœ” Ideal for retirement planning โœ… National Savings Certificate (NSC) โ€“ 7.70% p.a. โœ” Safe 5-year option โœ” 80C eligible โœ” Good for salaried & self-employed โœ… Senior Citizen Savings Scheme (SCSS) โ€“ 8.20% p.a. โœ” Best for post-retirement income โœ” 100% Government backed โœ… Sukanya Samriddhi Yojana (SSY) โ€“ 8.20% p.a. โœ” EEE Tax benefit (Fully Tax Free) โœ” Best for girl child future planning โš  Disclaimer: Interest rates are subject to change as per Government notifications. This post is for educational purposes only

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