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Mohan krishna J

Open to work 💪, jus... • 10h

Hey , I’m a student researching how salaried professionals in India handle credit card bill payments and where things go wrong in real life. I’m not selling or pitching anything. I’m just looking to understand experiences around reminders, auto-debit, missed payments, and interest charges. If you’ve used credit cards for a while, I’d really appreciate 5–10 minutes to ask a few questions. Totally informal.

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Mridul Das

Introvert! • 11m

Do you know that according to industry estimates, processing UPI transactions costs stakeholders approximately 0.25% of the transaction value. In FY24 alone, these costs amounted to nearly Rs 12,000 crore, with Rs 4,000 crore incurred for transactio

1 Reply

Account Deleted

Hey I am on Medial • 11m

Google Pay now charges 0.5% to 1% (plus GST) for bill payments made via credit and debit cards, while UPI bank transfers remain free. Competitors like PhonePe and Paytm also charge similar fees. Fintech firms face high UPI processing costs, totaling

9 Replies

Anonymous

Hey I am on Medial • 1y

Hey I am new to credit card game, purchased a product from flipkart I have some doubts regarding repayment Do i need to manually repay loan in credit card section of my bank app or it will automatically debit? I’m using canarabank credit card

4 Replies

Anonymous

Hey I am on Medial • 1y

Your all-in-one financial management app: Track savings, expenses, make payments, manage investments, and get personalised financial advice. Features include bill & receipts management, payment & warranty reminders, rewards, subscription tracking, a

Anonymous

Hey I am on Medial • 1y

Ever wondered if your credit or debit card could do more than just payments? Hi, I’m Harshal, founder of CarbonCraft. My journey started with a simple thought: Why are our cards stuck in the past when everything else has leveled up in style and func

3 Replies

Shiva Prasad
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Lognormal • 10m

Hi Guys, Did anyone work with Payment Aggregators like JusPay, Decentro etc.. What are their charges for UPI Payments, Credit Card, Debit Card and NetBanking transactions. I am looking for a PaymeyGateway Aggregator for SaaS product where each cl

Anonymous

Hey I am on Medial • 1y

Hey everyone! I’m working on a bill payment app that lets users pay any QR code using their Visa, Mastercard, or RuPay credit cards. This app is especially for small businesses and shops. Here's the cool part: 💳 Payments are processed in two steps

6 Replies

Shuvodip Ray

Never compromise wit... • 11m

I really want to see the UPI option on all international payment gateways. I also believe UPI payments are much safer than using cards. I’m saying this after joining many Telegram groups 😂.

2 Replies

Daya Juwatkar

Founder at Mridakran... • 1y

Transforming Informal Lending & Business Payments – Le’udhaar (Bindasss de udhaar!) I’m working on Le’udhaar, a peer-to-peer lending platform designed to make informal lending and business payments seamless through auto-debits. Whether lending to f

1 Reply

Satyam Kumar

Pocket says nil.. Mi... • 10m

CRED CRED is a members-only credit card bill payment platform that rewards its members for clearing their credit card bills on time. CRED members get access to exclusive rewards and experiences from premier brands upon clearing their credit card bil