CRED CRED is a members-only credit card bill payment platform that rewards its members for clearing their credit card bills on time. CRED members get access to exclusive rewards and experiences from premier brands upon clearing their credit card bills on CRED. CRED partners with the best premier and luxury brands to bring you an unmatched experience at the end of every credit card bill payment cycle. Business Model of CRED CRED is a credit card payments app with a direct-to-the-consumer (D2C) marketplace and P2P lending via CRED Mint. The company claims to have 22% of the overall credit card users on its platform, with a higher share by value. Headquarter: Bengaluru Industry: Fintech Founded year: 2018 Founder & CEO: Kunal Shah (Founder & CEO) Current Valuation: $6.4 billion
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