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Daya Juwatkar

Founder at Mridakran...ย โ€ขย 6m

Transforming Informal Lending & Business Payments โ€“ Leโ€™udhaar (Bindasss de udhaar!) Iโ€™m working on Leโ€™udhaar, a peer-to-peer lending platform designed to make informal lending and business payments seamless through auto-debits. Whether lending to friends or managing payments for businesses, Leโ€™udhaar ensures timely repayments without manual follow-ups. *Why It Matters:* $200 billion+ is lent informally in India every year. 40% of MSME lending happens outside traditional finance. No structured solutions exist for managing repayments in these transactions. *Key Features:* โœ… Auto-debit from borrower accounts โ€“ Ensures timely payments without hassle. โœ… DRA-certified recovery team โ€“ Ethical and professional follow-ups. โœ… DRT lawyer panel โ€“ Hassle-free legal support for defaults. โœ… 1% platform fee โ€“ Affordable and scalable. โœ… Interest or interest-free lending โ€“ Flexible options based on the lenderโ€™s preference. *Business Use Cases:* โœ” Informal Lending to Friends & Family โ€“ Set up interest or interest-free lending with automatic repayments. โœ” Furniture Rental Businesses (like Rentomojo, Furlenco) โ€“ Automate monthly payments from customers. โœ” C2C Marketplaces (like OLX, Quikr) โ€“ Enable EMI options for peer-to-peer transactions via Leโ€™udhaar at checkout. โœ” Stock-Based Businesses โ€“ Suppliers can ensure payments after sales via auto-debits. Weโ€™re launching a demo app to test market demand before full-scale development. Iโ€™m looking for: 1. Developers to build the MVP. 2. Investors who see the potential in solving this billion-dollar problem. Letโ€™s connect and explore how we can make this happen!

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