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Daya Juwatkar

Founder at Mridakran... • 6m

Transforming Informal Lending & Business Payments – Le’udhaar (Bindasss de udhaar!) I’m working on Le’udhaar, a peer-to-peer lending platform designed to make informal lending and business payments seamless through auto-debits. Whether lending to friends or managing payments for businesses, Le’udhaar ensures timely repayments without manual follow-ups. *Why It Matters:* $200 billion+ is lent informally in India every year. 40% of MSME lending happens outside traditional finance. No structured solutions exist for managing repayments in these transactions. *Key Features:* ✅ Auto-debit from borrower accounts – Ensures timely payments without hassle. ✅ DRA-certified recovery team – Ethical and professional follow-ups. ✅ DRT lawyer panel – Hassle-free legal support for defaults. ✅ 1% platform fee – Affordable and scalable. ✅ Interest or interest-free lending – Flexible options based on the lender’s preference. *Business Use Cases:* ✔ Informal Lending to Friends & Family – Set up interest or interest-free lending with automatic repayments. ✔ Furniture Rental Businesses (like Rentomojo, Furlenco) – Automate monthly payments from customers. ✔ C2C Marketplaces (like OLX, Quikr) – Enable EMI options for peer-to-peer transactions via Le’udhaar at checkout. ✔ Stock-Based Businesses – Suppliers can ensure payments after sales via auto-debits. We’re launching a demo app to test market demand before full-scale development. I’m looking for: 1. Developers to build the MVP. 2. Investors who see the potential in solving this billion-dollar problem. Let’s connect and explore how we can make this happen!

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