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Daya Juwatkar

Founder at Mridakran...ย โ€ขย 7h

Hi, Iโ€™m Daya Juwatkar, founder of Leโ€™Udhaar โ€” a fintech infrastructure startup formalising Indiaโ€™s informal lending using auto-debits, legal e-agreements, and recovery workflows. Where we are now: โ€ข Fully working demo app ready โ€ข End-to-end flow: lend โ†’ agreement โ†’ auto-debit โ†’ recovery โ€ข Preparing v1 launch with early B2B integrations (Pay via Leโ€™Udhaar, wallet float) Leโ€™Udhaar is not a lending app โ€” it is repayment & trust infrastructure for Indiaโ€™s informal credit economy. Iโ€™m currently a solo founder, previously built and scaled a startup that received a Government of India (SISFS) grant and raised external capital. Investment opportunity: โ€ข Raising โ‚น50L at this stage โ€ข Entry valuation for investors: ~โ‚น10 Cr โ€ข No operational involvement required VCs and angels are being pitched at a โ‚น25 Cr pre-seed valuation (v1). This is an opportunity to enter before the pre-seed round. ๐Ÿ“Ž Demo walkthrough + executive summary available. Detailed materials shared personally. DMs open. โ€” Daya

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