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₹1 Cr salary? You take home ₹65L after taxes. ₹1 Cr business profit? You keep ₹80L after deductions. ₹1 Cr in stock growth? ₹₹87.65L remains after 12.5% tax. The system wasn’t designed for workers. It was built for owners. Still chasing promotions

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Havish Gupta

Figuring Out • 1m

Borrow 1 Cr based on your startup's stock, use the money for an year, borrow a bigger amount and pay the previous loan with the new. You just end up paying 10% in Interest, get tax deduction and also let your stock grow.

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