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Ayush Maurya

AI Pioneerย โ€ขย 2m

No credit card of BNPL yet but using UPI is like you don't know how much you are spending and just you type in the pin and "paytm pe 150 rs prapt hue" At the end, it's a lot of money spent.. So, sometimes I prefer cash and keep a check on my spending habits online By the way where do you work

0 replies1 like

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Ayush Maurya

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Do you think BNPL - Buy Now Pay Later is damaging our habits of buying and saving ?

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Laxit Rana

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Why Banks are preferring UPI for ATM cash withdrawal instead of traditional Cards No Physical Card Production: Issuing debit cards costs banks money (around Rs 150-200 per card for production, shipping, and activation). UPI eliminates this by workin

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Mamidela Dinesh Kumar

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Adding UPI to credit card is the ultra pro max definition of making one more poor. Would you take upi enabled credit card ?

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AjayEdupuganti

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Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

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Kimiko

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๐Ÿ“Š Are Indians too dependent on credit? India has crossed the 100 million+ mark for credit card issuance in 2024! This surge highlights a significant shift in spending habits and financial trends.

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Anonymous

Is there any issue you guys facing in Paytm app while updating or re- linking your UPI id ?

0 replies2 likes

Easemoney

Finance Startupย โ€ขย 18d

"Credit Card Trends in 2025: What Indian Consumers Need to Know" ๐Ÿ’ณ๐Ÿš€ Indiaโ€™s credit card market is evolving with UPI-linked RuPay cards, AI-driven approvals, fintech-bank partnerships, and flexible rewards. With rising adoption in Tier-II & III ci

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AprameyaAIย โ€ขย 7m

๐Ÿšจ UPI market share in July, 2024. (NPCI) PhonePe - 48.3% Google Pay - 37% Paytm - 7.8% Others - 6.9% What do you use?

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Applyly

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Laxit Rana

ย โ€ขย 

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[PART -1 ]UPI is set to phase out debit card, and we will be here witnessing it :- - UPI is to introduce a new feature "UPI Circle" that allows users to delegate payment authority to family members or friends. So it basically enables primary account

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