Imagine instead of keeping your money in boring savings account, you could simply do an FD of it and get good interest rates, but also get a steady no interest credit line upto FD amount to be used by you for daily expenses?
Basically your money will
no interest just like credit cards to a limit like 30 days or so. we will probably take a % out of your earnings via FD and also just like typical credit cards earn from unpayment of debts and relatively high interests levied on it.
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