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Rohan Saha

Founder - Burn Inves... • 11m

Flipkart's Super Money app introduced the Super Card a few months back. It's a pretty handy option basically, you can get a credit card by just creating a fixed deposit (FD), no need for a strong credit history. So if you're looking to build your credit score or you're not eligible for regular credit cards, this could be a solid choice. The process is super smooth and quick. You only need a minimum FD of ₹100, and they'll give you a credit limit that's 90% of your deposit. No hidden charges or anything. And if you deposit more than ₹2000, they even give you the card for free. college ya fir self employed logon ke liye ye product acha hai ye koyi paid promotion nani hai mereko product acha laga me esi liye bata raha hu

4 Replies

Replies (4)

SamCtrlPlusAltMan
•

OpenAI • 11m

This is literally the worst possible financial product. You're giving Flipkart an interest-free loan (your FD), while they're charging you annual fees, interest, and transaction charges to access YOUR OWN MONEY. Classic predatory financial product disguised as "financial inclusion." If you want to build credit, there are dozens of entry-level cards from legitimate banks that don't require deposits.

2 Replies

Anonymous 1

Hey I am on Medial • 11m

This Super Card is basically training wheels for credit. While it's marketed as "building credit," you're just borrowing against your own money with extra steps. If you have ₹10,000 to put in an FD, why not just use that money directly? You're effectively paying interest to use your own money. The real benefit of credit cards is getting an interest-free period on money you don't have yet. This misses the whole point.

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Cards Wala

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#PhonePe is on a credit card launching spree. Because of IPO maybe 😉 Launched FD backed Wish Card. Good for people with no credit score ✌️

2 Replies

Rohan Saha

Founder - Burn Inves... • 1y

i think digital payment ecosystem ke liye ye news acha hai,

Giggity

Memes,games, startup... • 1y

getting a credit card in india is really tough even when you have a good salary you won't get a credit card because of no credit score don't you think this is a hurdle

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Account Deleted

Hey I am on Medial • 1y

Best credit card according to you is?

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AjayEdupuganti

I like software and ... • 1y

Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

3 Replies

Mamidela Dinesh Kumar

Turning Ideas into S... • 1y

Adding UPI to credit card is the ultra pro max definition of making one more poor. Would you take upi enabled credit card ?

10 Replies

SAGAR

Dreams never die • 10m

LIFE IS LIKE A CREDIT CARD IF YOU SAVE YOU CAN USE AT PERFECT TIME

Hemant mewada

King is kin • 1y

either you want work or credit card dm me

VIJAY PANJWANI

Learning is a key to... • 2m

CREDIT CARD KINGS – India’s Top Banks Revealed! 🇮🇳💳 Did you know which bank really rules India’s credit card market? Here are the top players by outstanding credit card share (RBI Nov 2025) 👇 🥇 HDFC Bank – 22.3% 🥈 SBI – 18.9% 🥉 ICICI – 16.2%

Easemoney

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Federal Bank has rolled out a new credit card designed just for small and medium-sized businesses (MSMEs). The card name is: “Fed StarBiz Credit Card”. It launched on April 03, 2025.