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Shuvodip Ray

Never compromise wit... • 15h

Ever wondered why most cracked credit cards on the dark web come from America? It's surprising, but the reason is simple—America doesn’t require OTP verification for online transactions in most of the cases. In India, thanks to the RBI, OTP is mandatory for every transaction, making it much harder for fraudsters to misuse our cards. On the other hand, U.S. credit cards rely on basic chip-and-signature systems or fraud protection policies, which are far easier to crack. Hackers use techniques like brute-forcing or web skimming to steal card details in seconds. While American banks focus on convenience, India’s multi-layered security system shows how prioritizing safety can make a huge difference. Honestly, I feel our system is much more secure and shepherds us better against cybercrime.

0 replies2 likes

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