Why UPI will always be free for Users :-
In my last post where I decoded revenue model of UPI payment platforms like PhonePe and GPay, many of you expressed concern that "soon they will charge money per transaction" However that is not the case. Le
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Anonymous 5
Hey I am on Medial • 7m
Imagine Paytm or GPay starts charging for transactions. Everyone would just move to the next free app. The ease of switching means these platforms will keep it free, no matter how tempting charging might seem
I can verify this. My father has a shop, and almost 80% of the payment transactions are done online.
Here's apps breakdown.
1. Phonepe : 70%
2. Gpay : 15%
3. Paytm : 7%
4. Others : Bhim etc.
But to my father it's frustrating and he's not liking it
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0 replies8 likes
Laxit Rana
•
Repute • 6m
Finished implementing phonePe in my company and to my surprise total merchant traffic of phonepe was more than of Paytm, Amazon Pay, flipkart seller and Bharatpe all combined. we may be using Gpay or Paytm for day to day transactions but it's PhonePe
Why UPI will always be free for Users :-
In my last post where I decoded revenue model of UPI payment platforms like PhonePe and GPay, many of you expressed concern that "soon they will charge money per transaction" However that is not the case. Le
Google Pay now charges 0.5% to 1% (plus GST) for bill payments made via credit and debit cards, while UPI bank transfers remain free. Competitors like PhonePe and Paytm also charge similar fees.
Fintech firms face high UPI processing costs, totaling
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Ishant Gupta
Cyber Secuirty Stude... • 7m
I think there's a need of an app where we can get bank statement, wallets and investments history all at one place, like if I own sbi account, recieve phone payment and pay using gpay I have to see particular history at specified app or yono app for
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Rakinur
Founder | Entreprene... • 1m
"Imagine a platform where you can easily find and manage any service—whether it's hiring a freelancer for digital work or booking a local professional for home services. With AI-driven recommendations, secure payments, and real-time tracking, this sy
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Surya
Product • 5m
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Super.money dropped in July 2024, backed by Flipkart—and didn’t take long to shake up the UPI game.
Fast forward to Feb 2025, and it’s already sitting at #5 among third-party UPI apps with 139M+ transactions and 0.86% market share. Not bad for the n