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Why UPI will always be free for Users :- In my last post where I decoded revenue model of UPI payment platforms like PhonePe and GPay, many of you expressed concern that "soon they will charge money per transaction" However that is not the case. Le

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Anonymous

Anonymous 5

Stealth • 3m

Imagine Paytm or GPay starts charging for transactions. Everyone would just move to the next free app. The ease of switching means these platforms will keep it free, no matter how tempting charging might seem

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Anonymous

I can verify this. My father has a shop, and almost 80% of the payment transactions are done online. Here's apps breakdown. 1. Phonepe : 70% 2. Gpay : 15% 3. Paytm : 7% 4. Others : Bhim etc. But to my father it's frustrating and he's not liking it

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