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Good question! I believe the rise of fintech and open banking initiatives have been game-changers. They've made it easier for startups to access financial data and build risk assessment models. Also, traditional banks have been slow to adapt, creating a gap in the market
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Fintech: Transforming the Future of Finance The fintech industry is booming, revolutionizing how we manage money. From digital wallets and UPI payments to AI-driven lending and blockchain, fintech is making financial services faster, smarter, and mo
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๐ฅRBI Issues Comprehensive AI Framework for Banks๐ฅ ๐ฅ RBI releases FREE-AI framework with 26 regulatory guidelines โ Reserve Bank sets ethical AI standards for financial sector with 7 core principles emphasizing trust, fairness, and accountability
See MoreTech guy with a busi...ย โขย 1m
90% of Indians earn less than โน25,000 a month, according to the World Inequality Database. A โน50,000 minimum balance means the average person must keep almost two months of income locked in their account or pay a fee. For those with tight budgets,
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In the last few years, the returns from the Indian banking sector have not been very impressive. The PE ratio and PB ratio are all below their averages. Currently, the results of HDFC Bank and Kotak Mahindra Bank will decide whether banking stocks or
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The fastest-growing sectors in India's startup ecosystem include:๐ 1. ๐Information Technology (IT): Dominating the landscape, the IT sector is projected to grow at a CAGR of 23.4% from 2023 to 2027, driven by digital transformation and advancemen
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The Rise Of NeoBanks - Back in 2015-16 India had a massive fintech moment thanks to neobanks but no one really talks about it now. It is like that chapter in our digital journey that just got skipped. Freo was the first to introduce neobanks in In
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MobiKwik Acquires 3.39% Stake in Blostem Fintech One MobiKwik Systems is acquiring a 3.39% stake in Blostem Fintech for Rs 1.49 crore as part of the second tranche of a share subscription agreement. Earlier, MobiKwik invested Rs 1.5 crore in March 2
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I recently came across a post of Swiss Bank offering and thought why not let you guy's know what Swiss banks really are. ๐ถ Why Swiss Banks Attract Black Moneyโand What You Should Know ๐ฏ Ever wondered how Indian black money ends up in Swiss vault
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Rethinking 2FA: Is There a Better Way? Tried logging into Axis Bankโs Internet Banking lately? Hereโs the flow: 1. Go to their website โ you need an OTP. 2. But the OTP isnโt sent via SMS. 3. You have to log into their mobile app (via MPIN) to g
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