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Sunny

Storyteller • 24d

🏛 Modern Banking System In the current banking landscape, the fractional reserve system plays a pivotal role, allowing banks to lend a portion of deposited funds while keeping a fraction in reserve. This model ensures liquidity and credit availability but can also introduce certain risks. As we transition into the blockchain era, new models like CBDCs and DAOs are reshaping the landscape. 🚀CBDCs are digital currencies issued and regulated by central banks, offering enhanced transparency, security, and direct access for users. They promise a more efficient and inclusive financial system, bridging the gap between traditional banking and digital innovation. 🚀DAOs, on the other hand, leverage blockchain technology to enable decentralized governance. Decisions are made collectively by stakeholders, promoting transparency, autonomy, and flexibility in financial ecosystems.

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🚨 AI will reduce banking jobs by 200,000 in the next 5 years. (Bloomberg) Global banks are expected to reduce their workforce by nearly 3% annually.

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