What is stopping you from building a start-up?
Personally for me, I don't think I'm smart enough(atleast not now). I don't have any good ideas even if I get an idea I lack the knowledge needed to start a business. (Summed up, I'm a fool XD 😂 )
Jok
If you do have people who are dependent on you, then I understand. If not take the risk if you have an idea, the right time won't come around. Save up atleast 6-12 months worth of emergency fund and give it a go. All the best.
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