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Credit card bill payment apps are overrated.😮‍💨 I have accounts on Cred and Cheq, but they have no real use. On a bill payment of ₹30,000, Cred pays ₹3 cashback🫡, and the Cred coins are practically worthless. Cheq, on the other hand, have same

Idea validation Not everyone has a credit card, and some may not have cards from various banks. A platform could be created where individuals exchange the benefits of their credit cards. For example, if Amazon offers a 10% discount on SBI cards, t

Diljit Dosanjh just dropped the biggest & smartest collab of this year, and its not what you think. On 10th September tickets for his Dil-luminati tour went live and in just 15 minutes over 1 lakh tickets got sold. But here is the twist people who

How CRED Cred-ed ? Short Case study on CRED CRED, founded by Kunal Shah in 2018, shows how a failing loyalty program can morph into a fintech unicorn. 🦄 Here's how: ➪ Gap Filled: CRED made credit card bill payments easy and rewarding. ➪ Initial S

💳 In 1949, Frank McNamara was dining in New York and, having forgotten his wallet, couldn't pay for his meal. 🍱 This inconvenience prompted him to create a payment card for use in various places without cash. In 1950, McNamara, along with his part

Imagine a company's purchasing team negotiates amazing deals with suppliers, getting extended credit terms (like a long payment deadline on your credit card). This frees up cash. But what if the sales team is so good they collect payments from cust

Credit Card Will make you Poor‼️ Even though you are meeting all protocols, you are using it stupidly, although if you have 800+ credit score Reasons: 1️⃣ Invisible Money Heist: When you swipe that card, your wallet doesn't get lighter. You don't

Today's scoop: 😋 Despite RBI action, Kotak Mahindra Bank stays strong, assuring customers of smooth operations. ☝️ While pausing new credit card issuances temporarily, they're on it—working hand in hand with regulators. ⛔ Stock prices took a hit

Replacing XOXO day rewards - find flaws in strategy (Rate my idea 1-10) Created a use-case in app for HR’s to replace XOXO Day and rewards with Zave App Name: Zave What we do: Promote daily savings by deducting a certain amount set by user (₹30-₹

Boss and a Leader in 10 points each: Boss * Drives tasks and completion * Relies on positional authority * Issues directives and commands * Motivates through external factors (rewards/punishments) * Dictates solutions to problems * Makes unila