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Take 30000 in hand is much better option. Keep 20000 as salary. Additionally invest remaining 10000 in good stocks, mutual fund, Gold diversify the investment. You have the freedom to change the job as well as all your investments are safe rather than depending on one company

Hmm. Interesting. You got me this time, a difficult question indeed. 30000 maybe.

If you are not going to stay at the company for 4 years then esops mean nothing. If year on year vesting is there maybe you can consider.

I’d choose Esops and 20,000 anyday, but it has to be, on a monthly basis, vesting options within a 3-5 year period.

Depends completely on how healthy the company’s future growth prospects are

Esops are much better

I will go for esops

Yes !! It surely depends of company's growthh 🔱

I would choose the first one. The extra 10000 I get, I am free to invest by doing my own research. I would have the ESOPs in the future though, if the company would have any.

but I think 30000 is not a right point since person at that point thinks about daily needs to compare comparison should be around 1 lac