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Vivek Joshi

Director & CEO @ Exc... • 1d

Before You Raise Money, Decide What Kind of Company You Want to Build Founders often chase capital without asking the real question: What type of funding actually matches your strategy? Because equity, debt, and hybrid instruments don’t just finance your company — they shape its future. Here’s the quick reality check: Equity: Great for big vision + fast growth. Costly in dilution. Choose when you need strategic investors, not just cash. Debt: Zero dilution, but only works if you have predictable cash flow. Great for scaling + retaining control. Convertibles / SAFEs: Perfect when valuation is unclear. Fast, simple, founder-friendly — but avoid overstacking them. 🔀 Hybrid Structures: When you want the upside of equity with the flexibility of debt. The real question isn’t “How do I raise money?” It’s “What does my company need right now — and what will this choice cost me later?” Choose with intention. Your cap table is part of your strategy.

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