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Siddhant

Hey I am on Medial • 20d

Conclusion: Which one is "good"? HSBC Premier appears to be the most versatile and generally the best card, especially if you spend a lot on travel (hotels, flights), government/education, offline purchases, and value lifestyle benefits like airport lounge access for guests and golf. Its benefits are consistently high in many categories. HDFC Infinia is a strong contender, particularly for E-commerce spending and flights. ICICI EPM is also good for E-commerce, competing closely with HDFC Infinia. Axis Atlas seems to have specific, high benefits in categories like Utilities, but is less competitive in other areas.

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