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Midhun Sai Pondhuru

Business Enthusiasti... • 23h

Hi, I am Midhun Sai Pondhuru and I’m excited to share an innovative UPI feature concept: Smart Pockets: A feature to divide a single account’s balance into purpose-driven virtual pockets directly within a UPI app. Key Features: -Create and name Smart Pockets (e.g.,Food, Savings) -Set custom rules or spending limits per pocket -Choose pocket while making UPI payments -Get visual reports for spending insights Why It’s Valuable: -Boosts user engagement and retention -Improves financial discipline for end-users -Provides rich analytics on user behavior -Increases app stickiness without relying on third-party tools I’m open to: -Product collaboration with UPI/Fintech companies -Mentorship or feedback from industry experts -Support from investors/startups to build a working MVP If you're a product owner, founder, or builder interested in exploring this together, I’d love to connect! Midhun Sai Pondhuru 7997511712 midhunsai225@gmail.com #Fintech #UPI #Paytm #PhonePe #GPay

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