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8 Startup-Friendly Banks in India 1. YES Bank Startup Banking https://www.yesbank.in/business-banking/startup-banking 2. HDFC Bank SmartUp https://www.hdfcbank.com/personal/pay/cards/startup-services/smartup 3. ICICI Bank InstaBiz for Startups htt

How ATMs Make Money – Let's Find Out! 🤑💸 1. Transaction Fees: When you withdraw money from an ATM, you are charged a certain fee. This fee goes to the ATM operator and is a significant source of their income. 2. Balance Inquiry Fees: Checking yo

I recently faced an issue at a Union Bank ATM. While I was depositing 49k INR, the machine suddenly shut down due to a power cut. My money was taken into the ATM, but it wasn’t credited to my account. Since the ATM was just outside the bank, I immedi

In the last few years, the returns from the Indian banking sector have not been very impressive. The PE ratio and PB ratio are all below their averages. Currently, the results of HDFC Bank and Kotak Mahindra Bank will decide whether banking stocks or

In the last five years, cash withdrawals initially increased but are now declining, while the number of ATMs is steadily decreasing. 1. Cash Withdrawals Growth → Then Fall Growth till 2022–23, now falling. Digital payments like UPI, QR codes, wall

➟ Connected billing data from utilities with bank mandates, creating a seamless payment process. ➟ Turned profitable by 2008, focusing on sustainable growth over rapid expansion. ➟ Partnered with 25 of India's largest banks and numerous utility com

Hi everyone , We are facing issues in opening a current account for our startup with Kotak Mahindra Bank. The process has been delayed for weeks due to backend technical issues, and it’s affecting our operations. 👉 Has anyone here faced similar pro

Budget-2 After these consultations, our finance minister sets off for the budget speech, For people who have never watched an annual budget speech (like me) It is divided into two parts, In brief, Part A the budget estimates for the next financial

We are a fintech startup based out of Bangalore launching our mobile app in Feb-2025. We are on mission to make Finance & Investments Affordable, Accessible and Efficient. In our research we have seen that only income earners mostly male members in