💡How Do Banks Really Work? Here's a Simple Visual Guide! 🏦
1️⃣ Banks take deposits from customers at ~4% interest.
2️⃣ They lend that money to borrowers at ~10% interest.
💰 The 6% spread is their profit.
🔍 Key Banking Terms You Should Know:
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Greg
👤 • 1d
Repo Rate has the influence on the interest on loans that you take right?
This is the best time to get Home loans
you'll save a lot of interest due to repo rate deduction throughout the next few years.
Take my advice buy a property or you'll regret in the future
0 replies6 likes
Sanket Jadyar
Keep it up and do yo... • 1y
The Reserve Bank of India (RBI) announced on Friday that it has kept the benchmark repo rate unchanged at 6.5% for the eighth consecutive time.
What exactly is repo rate? How does it affect you?
1 replies5 likes
Chayan Das
•
ZeroBizz • 1d
💡How Do Banks Really Work? Here's a Simple Visual Guide! 🏦
1️⃣ Banks take deposits from customers at ~4% interest.
2️⃣ They lend that money to borrowers at ~10% interest.
💰 The 6% spread is their profit.
🔍 Key Banking Terms You Should Know:
See More
2 replies7 likes
Akshat kumar Jain
Front end developmen... • 4m
Indian household debt has skyrocketed, reaching Rs 120 trillion in March 2024, a 56% increase since June 2021.
This has pushed the debt-to-GDP ratio to 42.9%, raising concerns about consumer spending.
With housing loans comprising 30% and vehicle
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0 replies2 likes
Chayan Das
•
ZeroBizz • 5h
BREAKING: RBI Slashes Repo Rate by 50 BPS to 5.50%.
The RBI has delivered a surprise rate cut—bringing the repo rate down from 6.00% to 5.50% in June 2025!
What This Means for You:
1. Lower EMIs on home, personal, business & education loans.
2. Ea
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1 replies4 likes
Rabbul Hussain
Pursuing CMA. Talks... • 3m
The Reserve Bank of India (RBI) reduced the repo rate by 25 basis points to 6.25%, the first rate cut in nearly five years.
What is the repo rate?
It’s the rate at which the RBI lends money to commercial banks. A lower repo rate means cheaper loans
About Rates in the market...
To strike a balance in market, the RBI has to consider all economic factors and carefully set the key rates. Any imbalance in these rates can lead to economic chaos:
1)Repo Rate:-The rate at which RBI lends money to oth
Can you trust small/local capital venture firms who invest on yuur startup?!
Cauz the rate of interest that they receive is higher than the large equity firms!
6 replies8 likes
Ronak Patel
Here you go! • 3m
📉Loans to get cheaper?
🏦RBI cuts the repo rate for the first time in nearly 5 years to boost the economy.
Repo Rate cut by 25bps to 6.25%
📜What is repo rate?
--> It is the interest rate at which the central bank lends money to commercial ban
IRFC is looking to enter non-railway lending. If this happens, it could create issues for other infrastructure lenders because IRFC typically has a lower borrowing cost, which allows them to distribute loans at a lower interest rate.