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How does RBI earn money ? & why the RBI is more of a banker than a regulator. Last year, the RBI transferred over ₹87,000 Crore to the government, and it's expected to surpass ₹1,00,000 Crore in FY 2025. But how does the RBI generate this enormous

India’s Gold Loan Market: A Glittering Opportunity The Sparkling Growth: Bajaj Finserv Ltd., a diversified NBFC, predicts India’s gold loan market—valued at $55.52 billion in 2022—will soar to $124.45 billion by 2029. A 12.22% annual growth fuels t

The Reserve Bank of India (RBI) reduced the repo rate by 25 basis points to 6.25%, the first rate cut in nearly five years. What is the repo rate? It’s the rate at which the RBI lends money to commercial banks. A lower repo rate means cheaper loans

Day 4 About Basic Finance Concepts Here's Some New Concepts Financial Markets and Institutions Stock Markets: Where shares of publicly traded companies are bought and sold (e.g., New York Stock Exchange) Bond Markets: Markets where debt securitie

"Big Changes in Credit Score Rules by RBI – Here’s How It Affects You!" Starting January 1, 2025, the RBI has introduced new rules that will make credit score updates faster and more accurate. Here’s what you need to know: ✅ Credit Score Updates Ev

“How DHFL Founder steal investors money” Big Fat Corporate Scandal #4 DHFL’s Promoters Scam Dewan Housing Finance Corp LTD was one of India’s largest housing finance companies engaged in providing loans for housing and real estate projects.DHFL had

📉Loans to get cheaper? 🏦RBI cuts the repo rate for the first time in nearly 5 years to boost the economy. Repo Rate cut by 25bps to 6.25% 📜What is repo rate? --> It is the interest rate at which the central bank lends money to commercial ban

"Paisa de lala!" → LendingTech is India's modern-day moneylender, minus the mustache and ledger. → India's unbanked population is a goldmine for LendingTech, and everyone wants a pickaxe. → Traditional lending in India is getting a digital makeove

The 2008 financial crisis - During the late 1990s, America was getting a huge inflow of foreign funds from Russia and many Asian countries. American banks naturally didn't want the money just lying around earning no interest, so they made it easier

This is how 2 brothers pulled off one of India’s biggest bank loan scams of ₹35,000 Cr. The Wadhawan brothers claimed DHFL was the savior of the Indian middle class with affordable home loans. But behind the scenes, they were defrauding the very sy