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but yaar charging users, even a small amount , might actually backfire. i personally feel UPI worked because it was free and super convenient. The moment you add a cost, people might just go back to cash or look for hacks to avoid paying.tās not like every user is doing highvalue or highvolume transactions. For most people like me itās just buying veggies, splitting bills, or sending money home.If anything, banks and big platforms are already benefiting from the data, engagement, and customer stickiness UPI brings.
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[PART -1 ]UPI is set to phase out debit card, and we will be here witnessing it :- - UPI is to introduce a new feature "UPI Circle" that allows users to delegate payment authority to family members or friends. So it basically enables primary account
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š” Excited to share an idea Iām currently building into a Proof of Concept (POC): A money-splitting and scheduling app that puts financial control back into the hands of the user. Imagine depositing ā¹10,000 and being able to split it into ā¹1,000 ev
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š” Looking for 5-6 people to share a ChatGPT Plus subscription! š” Hey everyone! š Iām looking for a few people (5-6 total) to share the cost of a ChatGPT Plus subscription. The plan costs $20/month, so splitting it would make it much cheaper for
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5 Lesser-Known Tech Facts That Might Reshape How You Build Did you know the first software bug was an actual moth? Or that India has more internet users in rural areas than urban? Here are five lesser-known tech facts every founder and operator sho
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UPI on Credit? PhonePeās Boldest Bet Yet In partnership with HDFC Bank and NPCI, the card is powered by Rupay and allows UPI payments through credit. NPCI had enabled this back in 2022, but PhonePe had to wait almost ten months to get RBI approval.
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Milkbasket, Licious, FreshToHomeāthese next-day delivery apps honestly feel super inconvenient to me. Like... who really plans groceries a day in advance? šµāš« Most of us realize weāre out of something in the momentāyou open the fridge, thereās no m
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š” Ever paid the same bill twice? š Lost track of your wallet, UPI, or credit card payments? š« Dread checking bank statements because itās *just too messy*? *You're not alone. And you're not broke ā you're just blindfolded.* šÆ Enter *PayMan* ā y
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šØ Attention financial wizards and armchair economists on Medial! š§āāļøš¼ The RBI's at it again, folks! š®š³ Remember how UPI revolutionized payments? Well, buckle up for ULI - the Unified Lending Interface. š¢ Why? Because apparently, we weren'
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Aaj Ki Raat, Dhandhe Ki Baat Value Proposition (Part-2): In previous post, we understood the ABC of Value Proposition. Now, let's dig little deeper. => The Game Of Gain & Pain. A winning business solves customer problems (pains) and delivers benefits
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