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Google Pay now charges 0.5% to 1% (plus GST) for bill payments made via credit and debit cards, while UPI bank transfers remain free. Competitors like PhonePe and Paytm also charge similar fees. Fintech firms face high UPI processing costs, totaling

The fees of IPM program from IIM Indore is nearly 35-38 lacs for 5 years. An average middle class student would need to go for student loan. Any comments or suggestions while doing so??

Do you know that according to industry estimates, processing UPI transactions costs stakeholders approximately 0.25% of the transaction value. In FY24 alone, these costs amounted to nearly Rs 12,000 crore, with Rs 4,000 crore incurred for transactio

The Rise of Digital Payments in India India's digital payments landscape has witnessed a remarkable transformation in recent years, driven by government initiatives, technological advancements, and changing consumer behavior. The country's large popu

Hi, I am a chartered accountant by profession in job. I have an idea to launch a free CA services to startups in their initial years until their first sales. They only need to pay the regulatory charges which government body charges and nothing for C

Govt wants to uplift people from poverty to middle class. Actual Meaning: Govt wants more tax paying people while the current tax paying people can keep paying. Actual result: Middle class people can keep working like donkeys for the rest of thei

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🚀 Should India Start Charging Fees for High-Value UPI Transactions? UPI is a world-class digital payments system — fast, free, and inclusive. But there's a hidden cost: 💸 Infra cost of ₹0.10–₹0.30 per transaction 🏦 Over ₹1,000 crore/month just t

Look at the image. That's what PM Modi did to the middle class in the budget today. Just the finger was a different one 📛📛 It made a mockery of the middle class in this budget. To be precise, it is all about two numbers- Rs 17.5k and Rs 7k crore.

🌟 Exploring Joi Coins: The Future of Digital Transactions 🌟 The rise of digital currencies continues to reshape the financial landscape, and Joi Coins are making waves with their innovative approach. Backed by secure blockchain technology and desi