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PonGangaiRaman NKS

Front End Developer • 4m

Hi Everyone, I'm currently working on a fintech app which supports payment gateway like PhonePe, GPay, Paytm. We're not into payment gateway but we need to support Peer-to-Peer(P2P) and Peer-to-Merchant(P2M) transactions in our app. I tried implement

Anonymous 1

Hey I am on Medial • 4m

You’ll need to integrate with a UPI payment aggregator like Razorpay, Cashfree, or Juspay to handle P2P and P2M properly. Direct deep linking works for basic transactions, but for a proper fintech app, RBI compliant backend infra is a must

PonGangaiRaman NKS

Front End Developer • 4m

Yeah, I was researching about those well but I don't need to support in app payment (for which I have to use 3rd part APIs like Razorpay, Justpay etc. and they'll charge too). it's okay, if a payment is possible in anyways like how we pay in Swiggy/Zomato where when we click on pay, it takes us to our UPI app where we'll pay and we'll be redirected back to the app. In the above case, all the money is sent to one account which Swiggy/Zomato and that can be achieved with the SDKs provided by the platforms but for me, i don't want to handle payment/money at any point, I just want to support the payment option.. it's okay even I'm redirecting to other platforms..and that's what I'm trying to do

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