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it's matter of awareness at that time and the trust & credibility factor in that particular asset class.

This is such an oversimplified take. PPF and other schemes weren’t just about returns; they offered security. Not everyone has the risk appetite for equities, especially in a country where financial literacy is low.

How can I contact you for investment

ppf

Comparing these government schemes to equity investments is like comparing apples and oranges but okay

Awareness leads to the Clarity ultimately leading to the Wealth Creation ❌Create Wealth ✅Create Awareness

The market’s volatile and many people would rather avoid the stress of market swings, even if it means lower returns as they should because it's all gamble.

Riskier investments like the Nifty might’ve made more, but not everyone’s looking for that rollercoaster ride

PPF and KVP were never meant to generate massive wealth. They were designed as stable, risk-free savings instruments. If every Indian had put their money in stocks, we’d have seen many more Harshad Mehta-style crashes.

you are right brother

also , instead it would have negative return , because not all stocks since then have given multibagger returns. Many companies have shut down and stocks are at ATL

just fake 🤥 propaganda making stock market bubbles

bruh this can be said now too, your kids will say ki for years our parents invested in nifty when they should've traded options instead. you don't take the uncertainty involved in these investments as a factor. nobody would risk their life savings in something that is not stable