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📊 Are Indians too dependent on credit? India has crossed the 100 million+ mark for credit card issuance in 2024! This surge highlights a significant shift in spending habits and financial trends.

Imagine instead of keeping your money in boring savings account, you could simply do an FD of it and get good interest rates, but also get a steady no interest credit line upto FD amount to be used by you for daily expenses? Basically your money will

Here are the major points or key components of financial literacy: 1. Earn: Understanding your paycheck and knowing how much money you make . 2. Spend: Creating a personal budget and tracking your spending . 3. Save and Invest: Determining your fi

PepperTap: A Startup's Rapid Rise and Fall PepperTap, an online grocery delivery startup in Gurgaon, experienced a meteoric rise but abruptly shut down within two years due to: * Overexpansion: Rapid growth without a sustainable foundation. * Fina

🚨 postgen's Christmas Lifetime Deal Update 🚨 Two users purchased a lifetime package, and one purchased a monthly subscription. I call it a success because we launched it impromptu without any prior planning.

ONE INTERESTING OBSERVATION SERIES DAY #7 Retail lending in India is heavily concentrated in Metro and Tier-1 cities due to limited reach in other areas. This opens up a significant market opportunity for digital lenders. With 65% of the populatio

UPI's Credit Revolution CIBIL is at the forefront of credit scoring in India, but the potential integration of UPI transaction data could dramatically transform how financial worthiness is evaluated. Imagine financial institutions using insights fro

hello frends this is my first time presenting my Ideas so hope you would guide me and upvote my idea MagicFinance is a comprehensive personal finance app that empowers you to take control of your financial life. This all-in-one solution allows you

India's Youth in a Debt Spiral Soon ? Easy Monthly Installments (EMI): The siren song of modern consumerism. But is it luring India's youth into a financial JHATKA ? 🔌 The EMI Trap Explained: → Attractive low monthly payments → Long repayment per

Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians