Imagine instead of keeping your money in boring savings account, you could simply do an FD of it and get good interest rates, but also get a steady no interest credit line upto FD amount to be used by you for daily expenses?
Basically your money will
See More
Anonymous 3
Stealth • 8h
It’s like a financial two-for-one deal. You get the growth of an FD and the spending flexibility of a credit line. Why hasn’t anyone already launched this?
Imagine instead of keeping your money in boring savings account, you could simply do an FD of it and get good interest rates, but also get a steady no interest credit line upto FD amount to be used by you for daily expenses?
Basically your money will
See More
11 replies5 likes
K
Stealth • 7m
Here are the major points or key components of financial literacy:
1. Earn: Understanding your paycheck and knowing how much money you make .
2. Spend: Creating a personal budget and tracking your spending .
3. Save and Invest: Determining your fi
See More
0 replies2 likes
Vedant SD
Stealth • 6m
PepperTap: A Startup's Rapid Rise and Fall
PepperTap, an online grocery delivery startup in Gurgaon, experienced a meteoric rise but abruptly shut down within two years due to:
* Overexpansion: Rapid growth without a sustainable foundation.
* Fina
See More
4 replies9 likes
Arcane
Stealth • 5m
ONE INTERESTING OBSERVATION SERIES
DAY #7
Retail lending in India is heavily concentrated in Metro and Tier-1 cities due to limited reach in other areas. This opens up a significant market opportunity for digital lenders.
With 65% of the populatio
hello frends this is my first time presenting my Ideas so hope you would guide me and upvote my idea
MagicFinance is a comprehensive personal finance app that empowers you to take control of your financial life. This all-in-one solution allows you
See More
3 replies4 likes
Vaibhav Gupta
Stealth • 7m
UPI's Credit Revolution
CIBIL is at the forefront of credit scoring in India, but the potential integration of UPI transaction data could dramatically transform how financial worthiness is evaluated. Imagine financial institutions using insights fro
See More
0 replies8 likes
AjayEdupuganti
Stealth • 6m
Do you use a RuPay credit card with UPI?
How often does your credit card bill exceed your expectations?
Are you spending more because of your credit card?
I just want to understand whether this could become another potential debt trap for Indians
India's Youth in a Debt Spiral Soon ?
Easy Monthly Installments (EMI): The siren song of modern consumerism. But is it luring India's youth into a financial JHATKA ? 🔌
The EMI Trap Explained:
→ Attractive low monthly payments
→ Long repayment per
See More
6 replies12 likes
advaidh prasad
Stealth • 7m
"Seeking Solutions: Addressing Credit Challenges in the HORECA Industry 🍽️
Facing sudden customer vanishings and navigating the unorganized sector has posed significant credit challenges for our HORECA business. How can we strategize and resolve cr
See More
0 replies4 likes
Sahith
Stealth • 1m
Introducing Sahith Fintech SFI Pvt: Revolutionizing Merchant Finance
Why We Started
The Unorganized Sector
In India, many merchants struggle with:
Access to Credit: Traditional banking systems often have stringent requirements, making it difficult