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Imagine instead of keeping your money in boring savings account, you could simply do an FD of it and get good interest rates, but also get a steady no interest credit line upto FD amount to be used by you for daily expenses? Basically your money will

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Three Commas Gang

Building Bharatย โ€ขย 5m

actually small finance banks give amazing returns like 8%+ also all the FD money is insured upto 5 lakhs so no worries there either. as for hidden fees, I don't think there will ever be any issues if you pay in time just like a typical credit card.

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