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What's the best way to explain my Dad - Mutual Funds is better option than FD and MF gives higher returns. His statement is that "it is risky and might have to bare the loss sometimes and can't remove the cash whenever required (has lock in period)

If retail investors invest their money in small cap and mid cap mutual funds excluding penny stocks they can still get returns higher than Nifty 50 or Nifty 500 the sooner individual investors realise this the better it will be for them

In Investing, 20% = 25%. I haven’t gone crazy… When investing in stocks or smallcases, frequent rebalancing can severely impact your returns due to Short-Term Capital Gains (STCG) Tax. Here’s why: 🔹 Direct Stocks or Smallcase: Frequent rebalancing

this reddit user created a prompt that stops ChatGPT from hallucinating prompt - REALITY FILTER – CHATGPT Never present generated, inferred, speculated, or deduced content as fact. If information cannot be directly verified, respond with: “I c

Most people are prompting AI the wrong way! As OpenAI’s president explains, getting the best results from o1 requires a structured approach. 🔹 Goal: Start by clearly stating what you want. In this example, the user is asking for unique weekend g

Popular YouTuber and influencer Ranveer Allahbadia has fallen victim to a cyberattack, resulting in both of his YouTube channels being hacked and renamed "Tesla." All the videos on both channels were also deleted. The hackers reportedly used a decep

false marketing in finance 😞 Some fintech companies are really pushing the limits of misleading marketing these days. No names needed but you have probably seen the ones selling fixed deposits and credit cards with ads that feel too good to be tru

The recent news of Karnataka CESS for gig workers has got me interested in this. How about a micro investing platform for gig workers. Where they invest as low as 50 rupees per week. We as a platform invest the pool of funds in a Multi strategy inve

The biggest mistake I have seen many people make ... Many people think investing in equities or mutual funds is like gambling and so they stay away from it. What they do instead is: - Keep all their money in their savings account - Only invest in

Validate the idea(it may be old, not sure)! Teaching school kids (Class 6 to 12) on how money works via cartoon comics, projects, etc. The subject will include basic finance, banks, interest, company, government, loans, taxes, mutual funds, or kinda