Login

Post on Medial

Sagar Anantwar

 • 

SimpliFin • 29d

In Investing, 20% = 25%. I haven’t gone crazy… When investing in stocks or smallcases, frequent rebalancing can severely impact your returns due to Short-Term Capital Gains (STCG) Tax. Here’s why: 🔹 Direct Stocks or Smallcase: Frequent rebalancing triggers a 20% STCG tax on gains. So, if your pre-tax returns are 25%, frequent rebalancing can drop it down to about 20%. 🔹 Mutual Funds Advantage: Mutual Funds can rebalance their portfolios without triggering STCG tax. Thus, a 25% return here effectively equates to the same post-tax, unlike direct stocks or smallcases. 🔹 Note on Charges: This comparison doesn’t even include brokerage and other charges that can further eat into your direct stock or smallcase returns. Takeaway? Avoid frequent rebalancing to minimize tax outflows. Mutual Funds offer a tax-efficient alternative, allowing fund managers to handle rebalancing for you. Are you optimizing your portfolio? #Investing #MutualFunds #TaxEfficiency #Simplifin

0 replies9 likes
2

More like this

Recommendations from Medial

Image Description

Ashutosh Mishra

Stealth • 2m

Direct Tax collections for FY 2024-25 as of 17 September, 2024 Net Collections, YOY comparison Corporate Tax : ₹4.53 lakh crore, up 10.5% Personal Income Tax : ₹5.15 lakh crore, up 18.8% STT : ₹26,154 crore, up 96% Other Taxes : ₹1,812 crore, up

See More
1 replies5 likes
Image Description
Image Description

Arshdeep singh

Stealth • 2m

IF you Get Banking, Tax & Accounts, Investments. (Land, Building, Stocks, Mutual Funds etc) and Insurance Under One Roof You Don't Have to roam here & There, so i building it I need investment and interested tell me ?

7 replies4 likes

financialnews

Stealth • 1m

Pharma, Healthcare, and Banking Sectors Poised for Growth, Says Tata Mutual Fund Expert" should do the trick Rahul Singh of Tata Mutual Fund Discusses Growth Potential of Active Funds, NFOs, LTCG Tax Impact, and Market Valuation Risks Despite high

See More
0 replies
Image Description
Image Description

Sagar Anantwar

 • 

SimpliFin • 2m

Do you invest all your savings into Fixed Deposits? Big mistake, read more Fixed Deposits (FDs) have been a staple of Indian households for decades, but how do they fit into a modern investment portfolio? Let’s break it down: 🔹 Not a Growth Asset

See More
2 replies4 likes

RootDotAi

Stealth • 8m

Key Things To do Before 31st March 2024 1 Invest in Tax Saving options Those who have opted for old tax regime must invest in tax saving options like ELSS MFs, Tax saver FDs, Life Insuarnace, PPF etc to claim deductions u/s 80C of the income ta

See More
0 replies3 likes
Image Description

Shiva Prasad

Stealth • 6m

Hi Guys, We are having many platforms to invest in Mutual funds and Stock Market. Similarly how many platforms we have for investing in Startups? Please share any platform you know that helps startups in getting funded as well where we can invest i

See More
1 replies5 likes

Dev Gondaliya

Stealth • 4m

The government abolished angle tax on the startup. Nowadays, Everyone is interested in stocks and mutual funds. Let's go back to 2002 when no one(majority )wants to invest in the stock market in India. Same like that...... What if someone makes a

See More
0 replies2 likes
Image Description
Image Description

Aryan Sukhdewe

Stealth • 7m

We are slowly moving towards a system of 30% taxation on capital gains. [1] A lot of retail folks used to enjoy the indexation benefits on Debt mutual Funds. This was taken away in 2023. Rational? Well, Equities have no indexation-- why should

See More
6 replies8 likes
1

Sagar Anantwar

 • 

SimpliFin • 21d

Do you know how much you need to retire? You might be surprised ... Retirement might seem far away, but do you have a clear idea of how much you actually need to live comfortably after you stop working? Most people underestimate the amount they’ll

See More
0 replies6 likes
1
Image Description
Image Description

Sagar Anantwar

 • 

SimpliFin • 2m

The biggest mistake I have seen many people make ... Many people think investing in equities or mutual funds is like gambling and so they stay away from it. What they do instead is: - Keep all their money in their savings account - Only invest in

See More
2 replies17 likes

Download the medial app to read full posts, comements and news.