🚀 Medial Secures Investment on Shark Tank India - Fueling the Future of Professional Social Networking. 🔥
Login

Back

Sagar Anantwar

 • 

SimpliFin • 9m

In Investing, 20% = 25%. I haven’t gone crazy… When investing in stocks or smallcases, frequent rebalancing can severely impact your returns due to Short-Term Capital Gains (STCG) Tax. Here’s why: 🔹 Direct Stocks or Smallcase: Frequent rebalancing triggers a 20% STCG tax on gains. So, if your pre-tax returns are 25%, frequent rebalancing can drop it down to about 20%. 🔹 Mutual Funds Advantage: Mutual Funds can rebalance their portfolios without triggering STCG tax. Thus, a 25% return here effectively equates to the same post-tax, unlike direct stocks or smallcases. 🔹 Note on Charges: This comparison doesn’t even include brokerage and other charges that can further eat into your direct stock or smallcase returns. Takeaway? Avoid frequent rebalancing to minimize tax outflows. Mutual Funds offer a tax-efficient alternative, allowing fund managers to handle rebalancing for you. Are you optimizing your portfolio? #Investing #MutualFunds #TaxEfficiency #Simplifin

Reply
2
9

More like this

Recommendations from Medial

Image Description
Image Description

Rishi Chavan

Inquisitive • 1m

Is there anyone who uses Smallcase app here or knows anyone who uses it? I don't practically understand if it is useful or not, like people who don't get time for research on stocks would practically go for Mutual funds and those who research are ac

See More
13 Replies
1
9
Image Description
Image Description

shyam raj

Hey I am on Medial • 1y

How many of you are investing your salary into stocks, bonds, mutual funds and at what percentage?

6 Replies
3
Image Description
Image Description

Krunali Jain

Actively looking for... • 1y

As a beginner with NO knowledge in stocks/mutual funds, what should my first step be to get into investing? How can I start? Should I - 1) Study Stocks (also, please suggestbest resources to get strted with) OR 2)Practically start with mutual funds

See More
10 Replies
5

VIJAY PANJWANI

Learning is a key to... • 3d

Top Debt-Free Smallcap Stocks – June 2025 Looking for smallcap stocks with zero debt? Here are some promising picks based on June 2025 financials! 🔹 Sirca Paints India – ₹463 🔹 CMS Info Systems – ₹436 🔹 Lincoln Pharma – ₹545 🔹 Amal Ltd – ₹950

See More
Reply
Image Description
Image Description

Arshdeep singh

Be Honorable • 11m

IF you Get Banking, Tax & Accounts, Investments. (Land, Building, Stocks, Mutual Funds etc) and Insurance Under One Roof You Don't Have to roam here & There, so i building it I need investment and interested tell me ?

7 Replies
4

Rohit Sharma

SDE 2 • 11d

Companies like Goldman Sachs, Amazon, Google, Deloitte, and Mercedes-Benz are hiring. 🔹 Goldman Sachs – Associate Software Engineer 💰 Expected Salary: ₹25–40 LPA 🔗 Job Link: https://higher.gs.com/roles/147538 🎯 Apply via Direct Referral: https:/

See More
Reply
2
2
Image Description
Image Description

Soumya Ranjan Dash

Hit & Trial • 1y

When I started investing in stock markets, I cared about: 100x returns Multibagger stocks Sharing profit screenshots What peers thought about me After getting grilled in the Market, I care about: Risk per investment Overall consistent annual retur

See More
2 Replies
5

CA Kakul Gupta

Chartered Accountant... • 6m

Breaking Chains, Building Clarity! 💡🏛️ Just write about the New Income Tax Bill 2025, and it feels like history in the making! 📖✨ Finance Minister Nirmala Sitharaman has introduced a bill that promises to simplify, modernize, and revolutionize In

See More
Reply
1

Rohan Saha

Founder - Burn Inves... • 1m

If retail investors invest their money in small cap and mid cap mutual funds excluding penny stocks they can still get returns higher than Nifty 50 or Nifty 500 the sooner individual investors realise this the better it will be for them

Reply
5

Download the medial app to read full posts, comements and news.