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🏛 Modern Banking System In the current banking landscape, the fractional reserve system plays a pivotal role, allowing banks to lend a portion of deposited funds while keeping a fraction in reserve. This model ensures liquidity and credit availabil

Introducing Sahith Fintech SFI Pvt: Revolutionizing Merchant Finance Why We Started The Unorganized Sector In India, many merchants struggle with: Access to Credit: Traditional banking systems often have stringent requirements, making it difficult

GPT-OSS feels like the right move. Open source isn’t just about code access, it’s about freedom to build and truly own what you’re creating. With closed models, that’s always been limited. This opens up a lot. Feels like the start of something good

an agentic conversational financial system tailored for the Indian market. This intelligent financial agent provides users with a unified platform that offers in-depth analysis and personalized insights across all aspects of personal finance products

The Rise of Fintech in Bangalore: Trends and Opportunities * Trends: Mobile payments, digital lending, insurtech, blockchain, wealth management, regulatory sandbox. * Opportunities: Financial inclusion, increased access to credit, personalized fina

Here are the major points or key components of financial literacy: 1. Earn: Understanding your paycheck and knowing how much money you make . 2. Spend: Creating a personal budget and tracking your spending . 3. Save and Invest: Determining your fi

The Cost Barrier. That perfect team seems out of reach. The salaries, the recruiting fees, the benefits—it all adds up, threatening to drain your runway before you even launch. It feels like you have to be rich to get your idea off the ground. But wh

Business Idea: Enabling Credit Card Discounts and Cashback for Non-Credit Card Users In today’s digital shopping era, e-commerce platforms like Flipkart, Amazon, and others frequently offer discounts and cashback deals, especially for customers using

hello frends this is my first time presenting my Ideas so hope you would guide me and upvote my idea MagicFinance is a comprehensive personal finance app that empowers you to take control of your financial life. This all-in-one solution allows you

ONE INTERESTING OBSERVATION SERIES DAY #7 Retail lending in India is heavily concentrated in Metro and Tier-1 cities due to limited reach in other areas. This opens up a significant market opportunity for digital lenders. With 65% of the populatio